KFB: KEY FACTS FOR BUYERS GUIDE
A Guide to This Property & the Local Area
Thurnham, Lancaster, LA2
£475,000
Asking Price
JDG Estate Agents
66 Market Street Lancaster LA1 1HP
01524 843322
david@jdg.co.uk
www.jdg.co.uk
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Where is Lower Bank House, Thurnham

Located on the edge of the coastline, this unique, spacious period home has been extended to maximise space and enjoys unparalleled sea vistas from almost every room, including an uninterrupted view across Morecambe Bay.

Getting to Lower Bank House is quite simple.   Take the A588 out of Lancaster, turn right on to Moss Lane and follow the signs for Cockerham Sands Country Park.    Keep on going until you get to the beach!    This home is all about the unique lifestyle on offer.    It's about enjoying the wildlife,  the changing daily scenery that living by the coasts brings and the fabulous coastal walks that are quite literarily on your doorstep.

Don't worry if you need a pint of milk,  there is a small shop on the neighbouring caravan park for your every day basic needs!

About this home

Enter the home into a spacious boot room from the side elevation. Notice character features immediately upon entering, exposed beams, eye catching floor tiles, stone walls. You'll also find a handy W.C just off. Head through to the social kitchen diner, a country style feel with gorgeous units, worktop surfaces, Belfast sink and original stone fireplace. A useful utility room sits just off said kitchen.

The main living room overlooks those truly stunning and picture perfect views of the Bay. For those winter nights there is an original stone fireplace with multi fuel burner inset and ample space to relax within this room. Further round to the rear is a brilliant office space, again benefitting from those enviable views, along with a huge conservatory extension. You'll be spending a lot of time in this special area of the home, relaxing, entertaining or simply soaking up your surroundings.

Up to the first floor and you will find three great sized bedrooms to choose from. The master is located to the rear overlooking the garden, two further doubles sit to the front elevation, taking complete advantage of those wonderful views out towards the Bay. A beautiful three piece bathroom services the home and comes complete with a roll top bath with rainfall shower. The exposed beams and stonework offer so much character to this wonderful farmhouse and they are evident throughout.

The top floor consists of a large open landing, displaying exposed beams and ample storage. Two bedrooms await, a huge double with skylights - offering further views and natural light. A second bedroom also looks out over Morecambe bay and is the perfect additional office space if required.

The garden to the rear is a tranquil and private haven to enjoy during the warmer months, somewhere to sit out with family and friends. It is mainly laid to lawn with a delightful pond and water feature. Off road parking can be found to the side elevation.

Additional information

- Detached 19th Century Farmhouse set over 3 floors with incredible views

- Oil fired central heating system and double glazed windows throughout

- Solid roof conservatory with views (Upvc windows and framing installed 8 years ago)

- Single house use septic tank (Soakaway)

- Off road parking to the side elevation

- Glorious rear garden to enjoy at the rear of the property

- Located in a 'Low Risk' flood area for rivers and the sea and 'Very Low Risk' area for surface water

Key Features
Property Type
Detached
Bedrooms
5 Bedrooms
Bathrooms
1 Bathroom
Outside Space
Gardens
Parking
Off Road Parking
Year Built
Before 1900
Key Details
Floor Area
2,066 ft2
192 m2
Plot Size
Council Tax
Band E
£2,808
Flood Risk
Rivers & Seas
Low
Flood Risk
Surface Water
Very Low
Unlike flooding from rivers, surface water flooding can happen many miles from a river, often in places that people wouldn’t expect because it’s a long way from a river or stream – it happens simply because there is nowhere else for the rainwater to go. Risk ratings are measured as:
High Risk - an area which has a chance of flooding of greater than 1 in 30 (3.3%) in any one year.
Medium Risk - an area which has a chance of flooding of greater than 1 in 100 (1.0%) in any one year.
Low Risk - an area which has a chance of flooding of greater than 1 in 1000 (0.1%) in any one year.
Very Low Risk - an area in which the risk is below 1 in 1000 (0.1%) in any one year
Conservation Area
No
Land Registry
Tenure
Freehold
Title Number
LA903618
Mobile, Broadband & TV
Estimated Broadband Speeds
Standard - 1 mbps
Ultrafast - 1000 mbps
Mobile Signal (based on calls indoors)
EE
O2
3 (Three)
Vodafone
Cable/Satellite TV Availability
BT:
Sky:
Virgin:
Street View
Satellite Image
The EPC report provides performance data to help you understand the property’s energy efficiency, and can also provide useful additional data regarding power outlets, glazing, hotwater and heating throughout the property.
EPC

Energy rating

E

Moss Lane, THURNHAM, LA2

Valid until 03.04.2033

Your energy rating is E(42) and your potential is B(85) A B C D E F G 92+ 81-91 69-80 55-68 39-54 21-38 1-20 Score Energy rating Current Potential 42 | E 85 | B
Additional EPC Data
Property Type: Detached house Walls: Sandstone or limestone, as built, no insulation (assumed)
Walls Energy: Poor Roof: Pitched, no insulation (assumed)
Roof Energy: Very poor Window: Fully double glazed
Window Energy: Good Main Heating: Boiler and radiators, oil
Main Heating Energy: Average Main Heating Controls: Programmer, room thermostat and TRVs
Main Heating Controls Energy: Good Hot Water System: From main system
Hot Water Energy Efficiency: Average Lighting: Low energy lighting in all fixed outlets
Lighting Energy: Very good Floors: Solid, no insulation (assumed)
Secondary Heating: Room heaters, dual fuel (mineral and wood) Total Floor Area: 225 m2
Asking Price
£475,000
Average price changes for LA2
Detached
+ 59.53%
Semi-Detached
+ 54.82%
Terraced
+ 49.03%
Flat
+ 33.1%
Education Level
Nursery
Primary
Secondary / College
Primary / Secondary
Pin Colour Key (Based on inspection body ratings)
Highest
Lowest
Not Rated
Independent
Bus Stops/Stations
Pin Name Distance
Clarksons Farm 0.75 miles
Gardeners Farm 1.06 miles
Braides Farm 1.3 miles
Haresnape Farm 1.19 miles
Norbeck House 1.24 miles
National Rail Stations
Pin Name Distance
Heysham Port Rail Station 4.7 miles
Lancaster Rail Station 5.94 miles
Morecambe Rail Station 6.9 miles
Trunk Roads/Motorways
Pin Name Distance
M6 J33 3.66 miles
M6 J34 8.01 miles
M55 J3 11.35 miles
M6 J35 11.88 miles
A601(M) J35A 12.69 miles
Airports/Helipads
Pin Name Distance
Blackpool International Airport 15.08 miles
Liverpool John Lennon Airport 43.77 miles
Manchester Airport 48.7 miles
Leeds Bradford International Airport 49.71 miles
About JDG Estate Agents
Welcome to JDG Estate Agents - officially ranked by The Property Academy in conjunction with Rightmove as the BEST Estate Agent in the UK!

At JDG, we like to do things a little differently. We have a different approach when it comes to valuing our homes for sale and a different approach when it also comes to selling them!
We want our clients (both buyers and sellers) to be better informed. We want to share with you our research and knowledge of the area so you can make fully informed decisions. Take this brochure, for example, if you researched lots of different websites, you could find all the information yourself. But that takes time, so we do it all for you, using trusted data sources.

We share with you what is happening with property prices. We let you know upfront about the broadband speeds and mobile phone connectivity. We check the environmental search for the flood risk and we download the title deed at the beginning. It helps to ensure we bring around the people, who are more likely to offer on your home.

Over the past 12 months, 1 in 4 homes on average have sold through our company. If you are thinking of buying or selling, we would love to help.
David Higginbottom, Sales Negotiator
Over 10 years experience in the DWP and 7 years in hospitality. Worked at JDG since 2017. I've been a national helpline operator, a cocktail barman and worked my way up to become the manager of a 5 Star hotel. Exceptional customer services has always been paramount to me, and I love working with buyers and sellers in the lettings team at JDG.

A little known fact about me
I really don't like mushrooms!
Testimonial 1
JDG is a very experienced agency and I cannot recommend their professional services strongly enough to anyone who wants to sell their house using a reliable, honest, and efficient team of people. The communication and good advice were just two of the benefits constant throughout the process.
Thank you, John, Michelle and Louisa.
Testimonial 2
We had been on the market for seven months with an estate agent and no offers. We decided to go with JDG as they had good reviews . The house was sold two days after going live with them. The whole process from start to finish was professionally handled.
Testimonial 3
I really couldn't find any fault with the service provided, from start to finish the communication was brilliant, they kept us up to date on all progress and issues and ultimately did what we wanted which was to sell our house. From creating the listing to feedback from viewings, everything was as or better than expected.
I would use them again for sure and have no hesitation in recommending them to anyone else.
Testimonial 4
The experience with JDG has been exceptional throughout. Every member of the team we had contact with was professional and demonstrated a real passion for what they do. We were making a big move to an island in Scotland and again they showed understanding of that challenge and could not have been more helpful.
Testimonial 5
Having used JDG previously, when Mum passed away we decided to use them to sell the family home. From the very start, Michelle was sympathetic and went above and beyond in talking with the family and discussing our circumstances. The whole sales team was great, informing us of what the stages were and advising us of booked viewings. Feedback was always forthcoming and when we had a buyer, the negotiation process was slick and painless.
JDG Estate Agents are committed to comprehensive property data being made available up-front to make the home buying and selling process quicker, easier & cheaper. This is why we have partnered with Sprift - the UK’s leading supplier of property-specific data.
Data Partners:

Contains public sector information licensed under the Open Government License v3.0

The information contained within this report is for general information purposes only and to act as a guide.

Sprift Technologies Ltd aggregate this data from a wide variety of sources and while we endeavour to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, of the information or related graphics contained within this report for any purpose. Any reliance you place on such information is therefore strictly at your own risk. In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this report.

Information produced by HM Land Registry. Crown copyright and database rights 2024

Council Tax pays for multiple services in the property's local authority with only part of it going to the council itself. Residences within a Parish or Town Council area have an additional charge to fund the body. Each parish/town council has a different budget and imposes different fees. Not all councils have parishes/town councils and this varies across the country.

In instances where parish/town councils do affect the council tax value and we do not have the exact figure, we present council tax data with the below highlights. Take care to confirm which is being presented by the dashboard as this will need to be made clear to your clients:

avg - When we indicate the Council Tax price is 'avg', it means we have not been able to obtain an exact figure, so this number represents the mean value of Council Tax across the council for that property band. The exact figure will be slightly higher or lower because each parish/town council is priced differently.

min - When we indicate the Council Tax is a 'min', it represents the known amount that the council sets for itself, but excludes the parish/town council cost which we have not been able to obtain. The additional cost will need to be considered as it will be greater than the indicated price.